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However, some complaints about refusing to cover some claims has brought down their overall score in both our review and the BBB. They were also fined in the state of New Jersey for deceptive tactics on June 15, 2015. Their pricing is on par with other similar home appliance warranty companies. For the past 30 years, HSA Home Warranty has been providing homeowners warranty coverage to US residents. Based in Cross Plains, Wisconsin, HSA lets people protect their appliances and systems with their warranty programs. They also offer real estate professionals errors and omissions insurance as well as home warranty programs. We were unable to verify HSA BBB ratings as of this time. We did manage to find several negative complaints on a few sites though. A lot of the clients did not like how their claims were handled or nullified by HSA. Their price packages also started a bit higher than other similar companies offering similar services. That’s where a home warranty comes in.

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Avoid them and go through your home owner's insurance or sock money away in an account earmarked for home maintenance and repairs.